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In the ever-evolving banking landscape, mastering the intricacies of debt recovery is pivotal to a bank's profitability and reputation. "Advanced Debt Recovery for Bankers" delves deep into the sophisticated strategies, techniques, and technologies that drive effective and ethical debt recovery in the modern banking environment.
Spanning a comprehensive range of topics, this course takes participants from the foundational principles of credit risk management to the cutting-edge technologies transforming the debt recovery arena. With a keen focus on both theoretical understanding and practical application, participants will explore the legal and regulatory frameworks that shape the industry, delve into the nuances of non-performing loans, and master advanced collection techniques.
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• Bank Executives and managers
• Collection Team Leads
• Credit Analysts
• FINTECH professionals
• Asset reconstruction professionals
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• Background of Debt Recovery
• Importance of Efficient Debt Recovery for Financial Institutions
Legal and Regulatory framework
• Relevant Laws and Regulations
• Rights of the Creditor and Debtor
Advanced Credit Risk Assessment
• Importance of Credit Risk Assessment
• Advanced Techniques and Tools for Credit Risk Management
• Predictive Models for Default
Early warning signs of problematic Loans
• Financial Indicators
• Behavioral Indicators
• Industry and Economic Indicators
Non-performing Loan (NPL) Management
• Classification of NPLs
• Provisioning and Collateral Valuation
• Strategies for Reducing NPLs
Advanced Collection Techniques
• Traditional vs. Digital Collections
• Behavioral Techniques in Debt Recovery
• Collection Channels: Phone, Email, SMS, Legal
• Negotiation Techniques
Role of Technology in Debt Recovery
• Fintech Solutions and
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• At the end of this training, participants will be able to:
• Grasp the importance and complexities of efficient debt recovery in modern banking.
• Identify and operate within the legal and regulatory parameters of debt recovery in their jurisdiction.
• Utilize advanced tools and techniques to evaluate creditworthiness and predict loan defaults.
• Detect early indicators of problematic loans to initiate timely intervention.
• Apply sophisticated strategies and communication methods to maximize debt recovery.
• Choose and execute the most suitable debt recovery strategy, whether in-house, outsourced, or a hybrid model.
• Understand the complexities and techniques of cross-border debt recovery.
• Ensure all recovery efforts are executed within ethical guidelines, respecting
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